How to Outperform Your ISA and Traditional Savings Accounts: Exploring Alternative Funding Strategies

In today’s financial landscape, many people are seeking ways to get the most out of their hard-earned money. With traditional savings methods like ISAs, premium bonds, and high-interest deposit accounts offering relatively low returns, the search for better options is more crucial than ever. These conventional savings often require you to lock in your money for 12 months or longer just to see a modest return of 3-10%. But what if there was a way to significantly outperform these traditional methods? This is where alternative funding strategies, such as litigation funding, come into play.

The Limits of Traditional Savings Methods

Most people are familiar with traditional savings accounts, ISAs, and premium bonds as safe and reliable ways to grow their money. However, the returns on these options have been steadily declining. You might find yourself tying up your funds for extended periods, only to achieve a return that barely outpaces inflation. While property investments, including buy-to-let, might offer slightly better returns in the range of 12-13%, they come with their own set of challenges, such as market volatility and management responsibilities.

In contrast, litigation funding presents a unique opportunity for those looking to achieve higher returns. Without the typical long-term commitment or risks associated with more traditional methods. If you’ve tried the conventional routes and are dissatisfied with the results, it might be time to consider an alternative that has been gaining traction among the savvy.

The Limits of Traditional Savings Methods

Litigation funding involves providing financial backing to legal cases in exchange for a portion of the settlement or judgment. This might sound unfamiliar, but once you understand the concept, it’s a straightforward and compelling option. Essentially, you are entrusting your funds to experienced professionals—lawyers, insurers, and expert witnesses. All of whom have a deep understanding of the legal landscape and a vested interest in winning the cases they take on. These experts only pursue claims with overwhelming evidence, and the majority of cases settle out of court, significantly reducing risk.

The Appeal of Litigation Funding: Potential Returns

Litigation funding attracts many because it offers the potential for much higher returns compared to traditional savings methods. Depending on your risk appetite, litigation funding can offer returns ranging from 5-20% for those who are risk-averse. Up to 20-40% for those with a moderate risk tolerance, and even 40-75% for those who are willing to take on more risk. These figures are significantly higher than what you’d typically see with ISAs, savings accounts, or even property investments.

How to Get Started

If you’re intrigued by the idea of litigation funding, the first step is to partner with a company that has a proven track record and specialises in this area. At 3pay Global, we pride ourselves on our expertise and deep understanding of the litigation funding landscape, ensuring that your funds are managed by professionals with stellar reputations and skin in the game. Our experienced team will manage your money with care, focusing on mitigating risks and delivering favorable outcomes.

For those looking to maximise their returns in today’s financial environment, sticking with traditional savings methods may not be the best strategy. Litigation funding offers a promising alternative, with the potential for returns that far exceed what you might achieve with an ISA, premium bond, or high-interest deposit account. By leveraging the expertise of professionals in the legal field, you can unlock a new avenue for financial growth. And even outperform the traditional savings options you’ve relied on in the past.

If you’ve tried traditional methods and are seeking better returns, it might be time to explore litigation funding.

Stay tuned for part 2! Where we will be delving further into why litigation funding can be a more lucrative opportunity than your bog-standard options.